901 E. Washington Street, Nashville, N.C.  27856 - Office: 252-459-7132 - Fax: 252-459-3602

Financing Options

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Need financing for your new manufactured home? 
Check here for the most reliable and convenient ways to get financed fast and easy! 

Housing Market Update

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Keep up with what's going on in the current housing and lending market! 
Get a weekly market update here!

Mortgage Calculator

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Click on the picture to use 
our comprehensive mortgage 
calculator to determine your monthly payments and more!
Click the button to find out!

Free Credit Report!

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Get a FREE copy of your credit report from Annual Credit Report.com once a year! Click the picture to find out how you can get yours now!

Lending and Mortgage Loans

What Type of Loan Should I Get?

FHA

  • 3.5% Down Payment
  • Lower credit score requirements
  • Lower closing costs
  • Easier to qualify for
  • Competitive interest rates

USDA

  • 100% Financing
  • $0 Down Payment (to qualified buyers)
  • Property must meet USDA restrictions
  • Flexible credit requirement
VA
  • Government backed loans for veterans and military families
  • No Money Down (for qualified buyers)
  • No Private Mortgage Insurance required
  • Competitive Interest Rate
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Now you apply online for your mortgage loan! 
Choose the type of loan you need, and click the APPLY NOW button 
to get started safely and securely!

FHA, USDA or VA loan?
Apply with BB&T Mortgage 
Here!
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FHA, USDA or VA loan?
Apply with Hamilton Group Funding 
Here!
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Home Only Financing

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Home only financing means the lender lends money towards the purchase of just the home itself. The home is used as collateral and they record a lien on the title. Usually, this type of financing is as low as real estate mortgage loans, at a fraction of the closing costs. This also allows the customer to retain their land free and clear if they own it, or if it is owned by a family member. The lender does not require the land to be used as collateral on these type loans, although they may require a down payment as low as 5% of the purchase price.